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2 Cashback of 3% of the amount of the bills in the name of the account holders charged to the account during each calendar quarter corresponding to electricity and/or gas suppliers. The payment is to be made quarterly, at the latest, on the 15th (or the previous working day) of the following calendar month at the end of the calendar quarter in which the bills are debited. In accordance with personal income tax regulations, the amount resulting from applying the 3% of the bills is considered as securities income subject to withholding tax at the currently applicable rate of 19%.
3 The granting of the credit card is subject to the previous approval by Banco Sabadell, after carrying out the corresponding risk and viability study.