Sabadell Self-employed Online Account
Profitability 2.5% APR.1 Maximum balance €50,000.
What's more, we will give you back €120/year2 if you pay your self-employed social insurance contribution by direct debit.
END OF PROMOTION! Only until 31/01/2025.
Exclusive for new customers.
Sabadell Self-employed Online Account
Profitability 2.5% APR.1 Maximum balance €50,000.
What's more, we will give you back €120/year2 if you pay your self-employed social insurance contribution by direct debit.
END OF PROMOTION! Only until 31/01/2025.
Exclusive for new customers.
Customer Service Department @Sabadell_Help
* All POS terminals are products of PAYCOMET, S.L.U. and are marketed by Banco de Sabadell, S.A. Paycomet is a Payment Entity, belonging to the Banco Sabadell Group, with registered office in Torrelodones (Madrid), Calle Camino de Valladolid, 2, registered in the Mercantile Register of Madrid, volume 40,715, folio 165, sheet M-722,484, holder of CIF number B95842522. Paycomet safeguards the funds received by users through deposit in a separate account opened at Banco de Sabadell, S.A.
1 No account management or maintenance fees. For accounts opened between 10/01/25 and 31/01/25, the 12-month profitability will be 2.53% APR up to an average combined balance of €50,000 between the Sabadell Self-employed Online Account and the Sabadell Savings Accounts of the account holders to be used as a personal account or business use (self-employed). Representative example of remuneration in one year calculated for a combined average monthly balance of €50,000: 2.5% NIR per annum, 2.53% APR, €1,250.04 in interest settled in the year. Settlement is paid on a monthly basis and is credited to the Sabadell Self-employed Online Account on the 15th day of the following month (or the first working day before it). View the promotion’s legal terms and conditions here.
After the second year, the current yield conditions of the account will apply.
2 Payment of €30/quarter for activating a Sabadell Self-employed Online Account for business purposes and having your contributions as a self-employed worker paid by direct debit during that period (includes the self-employed under the Special System for Self-Employed Agrarian Workers and the self-employed under the Special Scheme for Sea Workers). The payment will be settled within the first 15 days following the end of the quarter and subject to the current tax legislation.
3 The requirement established in the contract will not apply during the first 6 months of holding a Sabadell Negocios Account. From the seventh month onwards you’ll only need to have your salary or regular monthly income for a minimum amount of €700 deposited by direct debit, excluding income from accounts opened in the Banco Sabadell group in the name of the same account holder. If this requirement is not met in the second month, the Sabadell Business Account will automatically become a Relación Account.
4 The requirement established in the agreement will not apply for the first 6 months of contracting the Sabadell Business Plus Account. From the seventh month onwards you’ll only need to have your salary or regular monthly income for a minimum amount of €3000 deposited by direct debit, excluding income from accounts opened in the Banco Sabadell group in the name of the same account holder. If that requirement is not met by the second month, the Sabadell Negocios Plus Account will automatically become a Relación Account.
5 The above-mentioned terms and conditions for the Sabadell Company Account will be maintained provided that the client channels at least 10% of his/her business (in terms of the annual turnover) through this account per annum.
6 Includes transfers to the EEA in euros, Swedish crowns and Romanian lei, via BS Online and Editran, exempt from commission during the first year from the date of opening of the Sabadell Companies Account, without limitation on the number of operations. Urgent transfers have a commission.
7 With the Sabadell Companies Account you can have up to three BS Card Mastercard Business debit cards and three Mastercard Gold or Mastercard Corporate Gold Representation credit cards per account without any issue or maintenance fees.
8 The conditions of the Sabadell Agricultural Business Account will be maintained as long as the requirements established in the agreement are met. Currently, one of the following requirements must be met as a minimum: one direct debit for social security, one direct debit for taxes, one direct debit for payroll or two direct debit for bills. These requirements must be met on a monthly basis; if these conditions are not met by the third month, the Sabadell Negocio Agrario Account will automatically become a Relación Account.