ICO 2020 Facilities
- Loans for entrepreneurs, freelancers and firms.
- Up to €12.5 million in financing for one or more operations.
- For any kind of investment, in Spain or abroad.
Visit a branch to make your application.
Which ICO facility do I need?
When you want financing for your projects and investments in Spain:
Covid-19 Credit Line New
To help the self-employed and businessmen face the economic effects of Covid-19.
ICO Companies and Entrepreneurs 2020 Facility
For investments within Spain.
ICO MGS/SAECA Guarantee 2020 Facility
For investments backed by an MGC (Mutual Guarantee Company) or SAECA.
ICO Commercial Credit 2020 Facility
ICO Commercial Credit 2020 Facility.
How it works and how to apply for an ICO loan
ICO facilities are loans granted by Banco Sabadell with funds from the Instituto Oficial de Crédito (ICO) to promote the development of Spanish firms.

A manager will help you with all the paperwork to grow your business. Why not talk to us.
Ask for an appointmentBecause at Banco Sabadell…

You'll have the ICO facility that best suits you and your company.

Because a manager will be there to help you from start to finish.

Banco Sabadell was born to be the bank for companies and continues to help businesses like yours grow.

Find out more on the ICO website.
- ICO Companies and Entrepreneurs 2020
Banco Sabadell has subscribed to the ICO Empreses i Emprenedors (Businesses and Entrepreneurs) credit line, designed to finance investment in productive fixed assets in Spain and help businesses cover their liquidity needs.
- ICO Internacional 2020
Banco Sabadell has subscribed to the ICO Internacional credit line, designed to meet your liquidity requirements and provide the financing you need to invest in projects outside Spain.
- ICO Guarantee SGR / SAECA 2020
Banco Sabadell has subscribed the ICO Guarantee SGR Line / SAECA, aimed at financing investment projects both within and outside national territory and to cover liquidity needs.
- ICO Exporters 2020
Banco Sabadell has subscribed the ICO Exporters Line, in order to supply liquidity to the self-employed or Spanish companies by advancing invoices from their export activity, or to cover the prior production costs of articles for export.
- ICO Trade Receivables 2020
Banco Sabadell has subscribed the ICO Trade Receivables, intended to grant liquidity to self employed people or businesses with a registered address in Spain, to finance short term advance invoice payments of invoices related to their business activity in national territory.