International Business Financing
We offer a broad range of solutions for financing and discounting your foreign sales, as well as for financing your import payments.
“ Commercial financing for exports (Only Spanish)”
“ Commercial financing for imports (Only Spanish)”
- Trade discount for export
Collect in advance the receivables from your debtors for your commercial activity overseas together with unmatured trade credit your company has with third parties.
- Factoring
Factoring consists of ceding the rights to collecting payments for your invoices, with the bank managing collection. Different modalities exist, which can include covering the risk of debtor insolvency and the possibility of financing by advancing the invoice amount, with or without recourse. For managing payment, debtor classification and covering the risk of insolvency in export factoring, the services of a correspondent agent in the purchaser’s country are used.
- Forfaiting
Forfaiting consists of the non-recourse purchase of rights to certain, liquid and callable collection rights, in the medium and long term, usually derived from documentary credits, banking guarantees and exchange instruments.
- Confirming (reverse Factoring)
BS Confirming (Reverse Factoring) is a supplier payments management service that allows the company to delegate the payments function to Banco Sabadell. As the invoices to be paid are endorsed by the client, the bank informs the suppliers that it has instructions to make the payment on the due date, offering them, at the same time, financing without recourse of the said payments.