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Banco Sabadell Personal Loans and Credits

The financing you need

 Take out a loanTake out a loan
Only for customers that have been with us for more than 6 months
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Loans without payroll.
Apply for your personal loan or line of credit in the easiest way possible without direct deposit of your paycheck.
Without any additional insurance.
Enjoy your loan without the condition of having to take out any insurance.
With flexibility.
You have up to 96 months to repay your loan at your own pace. You choose the return term period.
Tailored to you.
We have the loan or credit line that’s best suited to you, with a personalised offer. 
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Sabadell Online Loan 

Your money available in your account, without leaving your home

 Apply for your loan Sabadell Online Loan 100% online; it’s designed to save you the trouble of visiting your branch. Take it out in the comfort of your own home, via our app or on our website, and receive up to € 30,000.  Apply for your loan
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Sabadell Loan

Personal loans with the best support

 Request your loan from € 3,000 to € 60,000 on our website or app and a manager will contact you to perform your simulation and answer any queries you may have. Moreover, at Banco Sabadell you’ll receive a special offer if your loan has a sustainable purpose.  Apply for your loan
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Pre-approved loan 

A tailored loan exclusively for you

 If you have a pre-approved loan is that you can get online personal loans without paperwork and immediately, customized for you, from 3,000 € to 60,000 €. Get it from the app itself or on our website with 4 simple steps in 3 minutes. It's that easy. Apply for your loan
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Sabadell Credit Line

Mini-loans to cover small unexpected expenses

 With the Sabadell Credit Line1, you have from €2,000 to €5,000 pre-approved to deal with small unforeseen events. You can request all or part of the pre-approved amount for a period of time and agree on the repayment terms. No waiting, directly from the app or the web. Apply for your loan

The keys to the personal loans and credits

Personalised offer
We have the loan that best fits your needs.
Online loans from home
Apply for your financing via the website or app. And, if you need it, you can rely on the help of a manager. 
No strings attached
The granting of the loan is not contingent on taking out any additional insurance. 
Without setting up a direct deposit for your salary
So that you can access your financing with the flexibility and convenience that you deserve. 
Personalised offer
We have the loan that best fits your needs.
Online loans from home
Apply for your financing via the website or app. And, if you need it, you can rely on the help of a manager. 
No strings attached
The granting of the loan is not contingent on taking out any additional insurance. 
Without setting up a direct deposit for your salary
So that you can access your financing with the flexibility and convenience that you deserve. 
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Your money in just 3 steps

If you’ve been a customer for more than 6 months, log in to your customer area and your catalogue offer will be available. 

If you have any queries about your personalised offer, you can make an appointment and talk to a manager who’ll help you with the procurement process.

Review and sign the documentation online and you will be able to use the granted amount. You can manage and even repay all or part of your debts. 
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Pre-contractual information
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General Framework Conditions
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Find out more about Banco Sabadell’s Personal Loans and Credits
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Sabadell Online LoanApply for your loan
100% online
Receive a loan of up to € 30,000.
 Without the need to submit any additional documentation. 
You can do so directly on the website or via the app.
 Borrowing a loanBorrowing a loan
Sabadell LoanWith the help of
a manager
Receive a loan of up to € 60,000.
Choose the instalment and term that suits you best.
Request it online and we will explain everything in one call.
 Borrowing a loanBorrowing a loan
Pre-approved LoanA loan designed for you
Your immediate loan. Get your money in a few clicks.
No additional paperwork or documentation. 
Activate it directly via the app or website.
 Borrowing a loanBorrowing a loan
Sabadell Credit Line1For small
unforeseen events
Receive a credit of up to € 5,000.
Draw on all or part of your pre-granted credit.
Activate it directly via the app or website.
 Borrowing a loanBorrowing a loan
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The advantages of digital banking with the best of an expert bank

Download the Banco Sabadell app

Manage your
loans
from your mobile
If you’re thinking of applying for a loan, you can do so via the website or our app.
View the details of the loans you’ve already taken out and, if you wish, repay them by instalment or by maturity date. 
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We answer your most frequently asked questions

Can any Banco Sabadell customer access financing products?
One of our requirements when granting a loan is for the customer to have been with us for more than 6 months. If you are not yet a customer, open an account with us now.

What kind of loans can I take out?
There are different types of loans depending on what you need. For example, for your studies, to cover an unexpected expense, to buy a new car... We have a wide range of financing options, so that you can choose the one that best suits your needs.

Business purposes are excluded in all cases.

How long do I have to pay back the loan?
Repayment periods vary depending on the product you purchase. They're flexible and you can choose the one that suits you best, so that it doesn't cause you stress. For example, the maximum term of some financing products is up to 8 years.

What happens if I want to repay my loan early?
All our loans allow for this option, but it comes with the following fees:
- 1.00% of the amount repaid if there's more than one year left before the maturity of the contract.
- 0.50% of the amount repaid if less than one year is left.
 See more
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Do you have any questions? We're here to help you

Branches and ATMs

 Find a branch or request an appointment

Virtual Assistant
Available 24/7 on Virtual Assistant button

Contact us

 We can help you through these other contact methods

Customer Service

 Log in to file an official claim
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Legal terms and conditions
1 Taking out a Sabadell Credit Line requires prior knowledge of the contractual terms and conditions. You can view the general conditions of the contract here.

Activation of the Sabadell Credit Line requires the express or tacit acceptance of the contractual terms and conditions of all the account holders if there are several of them. The initial credit limit is joint, regardless of the number of account holders, subject to review each month and variable in accordance with the specific conditions of the Sabadell Credit Line, and may be used severally and jointly. The monthly limit ranges from 2,000 euros to 5,000 euros and the periods for repaying the amount drawn down can be 3, 6, 9, 12, 18 and 24 months. NIR: 17.88%, APR 19.42%. Arrangement Fee: 0.00%. Assessment Fee: 0.00%. Early cancellation fee: 0.00%.

Example for a Sabadell Credit Line of € 2,000 to be repaid over 12 months: 11 instalments of € 183.25 and a final instalment of € 183.20. Total amount payable: € 2,198.95. APR: 19.42%. Total cost of the credit: € 198.95. Total amount of interest on the loan: € 198.95.

Example for a Sabadell Credit Line of € 5,000 to be repaid over 12 months: 11 instalments of € 458.12 and a final instalment of € 458.05. Total amount payable: € 5,497.37. APR: 19.42%. Total cost of the credit: € 497.37. Total amount of interest on the loan: € 497.37.

The instalment to be paid has been calculated using the French repayment system, which features consistent instalments.
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Home Personal loans and credits
Apply for your loan 100% online
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