Personal loans and credits
Discover a tailor-made offer. For whatever you want.
Risk indicator applicable to all current accounts
This number indicates of the product risk, with 1/6 being the lowest risk and 6/6 the highest risk.
Banco de Sabadell, SA is a member of the Spanish Deposit Guarantee Fund for Credit Institutions. The maximum amount currently guaranteed by this fund is € 100,000 per depositor.
With a personalised
offer for you
Because we know customers like you and we have the loan that best suits your needs.
100% online
application
To make the process quicker, easier and accessible from anywhere, at any time.
No strings attached: we don't ask you to direct deposit your salary into your bank account
To make it easier and quicker for you to access financing.
Find out more about our loans!
The repayment term for Sabadell personal loans is up to 8 years, to suit you and your needs.
With pre-approved loans, you'll have the money in your account instantly. No waiting, in just one click and without having to submit any documentation.
For example, to deal with life's little unforeseen events, you can use the Sabadell Credit Line. Just a few clicks, and the money goes straight into your account right away.
That's what it's like to apply for a loan at Banco Sabadell. But if necessary, you'll always have a manager available to support you and answer your questions.
To ensure they have the personalised offer that best suits them. If you're not yet a customer, click here to open your Sabadell Online Account in just 10 minutes.
Frequently Asked Questions
Business purposes are excluded in all cases.
- 1.00% of the amount repaid if there's more than one year left before the maturity of the contract.
- 0.50% of the amount repaid if less than one year is left.
The price of personal loans pre-approved by Banco Sabadell is personalised and varies according to the customer's profile. You'll see it on the first page of the online procurement process.
For all other loans, you will see the personalised price after filling in the details we ask you to provide in the application process. Nevertheless, said price will be contingent on validation of the documentation and the outcome of the risk analysis.
- Be of legal age.
- Have been a customer of ours for more than 6 months.
- Have residency in Spain.
- Have the Banco Sabadell remote banking service.
- 100% online application.
- No direct deposit of salary.
- Fixed interest rate, which also allows you to always pay the same instalment amount and avoid unforeseen fluctuations. The instalments to be paid are calculated using the French repayment schedule, which has consistent instalments.
- Loan amount from €3,000 to a maximum of €60,000 (subject to each customer's maximum available limit).
- Repay it conveniently in a period of 12 to 96 months.
- You can cancel it before maturity. If the period from early cancellation to the theoretical maturity of the contract is less than or equal to 12 months, the early repayment fee is 0.50%. If it is longer, the fee is 1.00 % of the amount repaid.
If you need it, there is a free telephone number (900 700 010) you can call for answers to any questions or queries you may have.
Resumen de productos Finance for your household and family needs.
Extra money up to 5,000 euros, which you can use in full or in part.
A fast and flexible loan to buy the car you want.
At Banco Sabadell we want to guarantee you the best education. That's why we are offering you a highly comprehensive proposal to finance your future plans. Financing tailored to your education needs with preferential conditions.
Financing for Masters’ and postgraduate courses.
Pack Préstamo Estudios en el Extranjero
En Banco Sabadell ofrecemos soluciones para facilitar los estudios en cualquier otro país y que las preocupaciones económicas no sean un impedimento en el desarrollo formativo.