matricula-202300266-7-1-10803
Get to know our products for Personal
Bank accounts Bank cards Mortgages Personal loans and credits Savings Investment Retirement Insurance Renting Cars
Become a customer and create your account1 in less than 10 minutes with your mobile
Open your account online
 1 View information document on fees
Branch finder Online appointment Correos Cash
Help Center Contact Security
Simulate your mortgage Code of Best Practices 2022 Digital Banking Services Payment account transfer service Become a customer Más Sabadell
matricula-
matricula-
matricula-
matricula-
matricula-

Banco Sabadell Retirement Plans

Choose our pension plans

 Find your planFind your plan Enjoy the retirement pension you deserve
matricula-

Choose the option that’s best suited to you and rely on our experts' advice whenever you need it.
Subscribe to your retirement plan and obtain tax benefits of up to 47%1 in your next tax return.

You decide how much you want to contribute and whether to do so on a regular or one-off basis. For as little as €30!

We have a wide range of plans to help you to think about your future and start saving for the retirement you deserve.
matricula-

Transfer your pension plan to Banco Sabadell


Bring your pension plan with a minimum amount of €4,000 from another bank by June 30, 2025 and we’ll give you a bonus of up to 6% on the amount transferred with a 9 year commitment1. 
 Transfer your pension plan
matricula-
Secured Pension and Benefit Plans

Start saving as soon as possible for your retirement pension, accordi ng to your needs
It adjusts to your objectives so you can enjoy the retirement you deserve. You decide how much and when to make contributions and how to manage the redemption of the pension plan. It complements your pension and deducts up to 54%2 in your income tax return.
 Get your pension plan
matricula-
Benefit Plans

Enjoy the advantages of our Benefit Plans

If you live in the Basque Country, the benefit plans will be highly advantageous in your tax return. Our experts will help you to choose the one that best suits your profile.

 Get your pension plan
matricula-
Annuities

Retirement pensions that give you money every month
We have different options depending on the objectives you want to achieve, your retirement age and the capital you wish to leave as an inheritance to your beneficiaries. You can thus choose the one that best suits your future plans.
 Get your lifelong savings scheme
matricula-

Manage your domestic finances with the Personal Finance service

The clearest and easiest way of organising your domestic finances. Access your BS Online and check all the information about how much money you have and what you’ve spent it on.
 Go to Personal FinanceGo to Personal Finance
matricula-

Discover Banco Sabadell’s retirement plans
matricula-
Secured Pension and Benefit PlansTo plan your savings with a view to your retirement
Choose to save for retirement and also enjoy the tax advantages of pension plans.
With your Insured Retirement Plan you have a guaranteed return for the period of your choice.
We offer different future plans with different investment profiles.
Find out more here
Benefit PlansPlans for residents of the Basque Country
Plans with different investment policies that can be tailored to your time of life.
Maximise your tax savings with regular contributions starting at €30 per month.
With beneficial tax advantages.
Find out more
Lifelong Savings schemeReceive extra income each month
One of the products with the best tax features for your savings.
It is a life savings insurance that allows you to receive an income throughout your life.
Suitable for people over 60 years of age.
Find out more
Individual Systematic Savings Plans (PIAS)Guarantee your retirement
It is a savings life insurance that allows you to save for retirement from €30 per month.  
Total or partial availability of funds, without any penalties. Whenever you wish.
Contribute up to a maximum of €8,000 per year and €240,000 accumulated until the benefit is collected.
With tax advantages in the event that the benefit is received as lifelong savings.
Find out more
matricula-

If you are self-employed…

We have the solution to plan your future that best suits you. Access all the information on simplified employment plans for the self-employed. Learn more about these plansLearn more about these plans
matricula-

The advantages of digital banking with the best of an expert bank
matricula-

Do you have any questions? We're here to help you

Branches and ATMs

 Find a branch or request an appointment

Virtual Assistant
Available 24/7 on Virtual Assistant button

Contact us

 We can help you through these other contact methods

Customer Service

 Log in to file an official claim
matricula-
Legal terms and conditions
1 Offer made by BanSabadell Pensiones E.G.F.P., S.A., applicable to transfers of entries to BanSabadell Pensiones individual pension plans  that comply with the following: (i) only for transfers from institutions in which Banco Sabadell has no shares to the individual BanSabadell Pensiones pension plans included in this campaign, namely the Sabadell Future Plans range, BS Plan 15, PPI, BS Pentapensión, PPI, BS Pensión 60, PPI and BS Variable Income Plan, PPI (which can be viewed at www.bancsabadell.com/pensiones); (ii) made until 06/30/2025 (iii) for an amount equal to or greater than €4,000 and; (iv) with a 9-year commitment for the specific amount of the balance established in the minimum termcommitment agreement signed by the member. This incentive is regarded as income from movable capital in accordance with current tax law and it is subject to withholding on account of personal income tax. You can view the information document with the conditions for this and other financial incentives at www.bancsabadell.com/pensiones. 

The maximum contribution to Individual Pension Plans and Secured Pension Plans is €1,500. On no account may contributions to these plans, together with company contributions and any made to occupational pension plans, exceed €10,000. 
 
2  The maximum per annum reduction in the general personal income tax base in the common territory and Navarre will be the lower amount of either the contribution made or 30% of the total sum of the net income from employment and economic activities according to the tax rules in force. In the special regional tax legislation of the Basque Country, the maximum limit for per annum reduction of the taxable base in personal income tax is €5,000 for individual contributions, €8,000 for company contributions and a joint limit of €12,000 for personal contributions and company contributions. 

Secured Savings Plans are life-savings insurance policies of BanSabadell Vida, S.A. de Seguros y Reaseguros, with Tax ID no. A08371908 and its registered offices at Calle Isabel Colbrand, 22, 28050 Madrid, registered with the Mercantile Register of Madrid and the DGSyFP Insurance Companies Register under code no. C-0557. Insurance policies brokered by BanSabadell Mediación, Operador de Banca-Seguros Vinculado del Grupo Banco Sabadell, S.A., with Tax ID no. A-03424223 and its registered office at Avda. Oscar Esplá, 37, 03007 Alicante, registered with the Merc. Reg. of Alicante and in the Administrative Register of the Directorate-General for Insurance and Pension Funds of the DGSyFP under code no. OV-0004, acting for BanSabadell Vida, S.A. de Seguros y Reaseguros, and carries civil liability insurance pursuant to the provisions of the regulations on the distribution of private insurance and reinsurance in effect at all times. You can view the insurance companies with which BanSabadell Mediación has signed an insurance agency contract at www.bancosabadell.com/bsmediacion. Individual Pension Plans: Managing Entity:  BanSabadell Pensiones, E.G.F.P., S.A. Tax ID no. A58581331 and its registered offices at Calle Isabel Colbrand, 22, 28050 Madrid, registered in the Mercantile Register of Madrid and the DGSyFP Insurance Company Register under code no. G-0085. Depositary entity: BNP Paribas, S.A., branch in Spain, with Tax ID no. W0011117-I and its registered offices at Calle Emilio Vargas, 4, Madrid, registered in the Special Register of pension fund depositories of the DGSyFP under code D-0197. Depositary entity and marketer of pension plans: Banco de Sabadell S.A., with Tax ID no. A08000143 and its registered offices at Avda. Óscar Esplá, 37, 03007 Alicante, registered in the Mercantile Register of Alicante and in the DGSyFP under code D-0016. The document containing the key information for members is available to the public at Banco Sabadell branches, as well as on the bank’s website: www.bancosabadell.com/pensiones 

Voluntary Welfare Institution: BanSabadell Previsión, EPSV individual, Tax ID number V-95120671, with its registered offices at Avenida de la Libertad, 21, 20004 Donostia-San Sebastián. Registered in the Mercantile Register of Gipuzkoa and in the Euskadi EPSV Register under no. 227-G. Promoting partner: BanSabadell Vida, S.A. de Seguros y Reaseguros, with Tax ID no. A08371908 and its registered offices at C/ Isabel Colbrand, 22, 28050 Madrid. Registered in the Mercantile Register of Madrid and in the DGSyFP under code no. C-0557. View the investment policy, articles of association, the resolutions passed by the general shareholders meeting, the regulations of the associate ombudsman of Bansabadell Previsión, EPSV Individual and the policy on the integration of ESG risks into investments            
 
Voluntary Welfare Institution: BanSabadell Previsión Empresas, EPSV de Empleo, with Tax ID number V-75161638 and its registered offices at Avenida de la Libertad, 21, 20004 Donostia-San Sebastián. Registered in the Mercantile Register of Gipuzkoa and in the Euskadi EPSV Register under no. 283-G. Promoting partner: BanSabadell Vida, S.A. de Seguros y Reaseguros, with Tax ID no. A08371908 and its registered offices at C/ Isabel Colbrand, 22, 28050 Madrid. Registered in the Mercantile Register of Madrid and in the DGSyFP under code no. C-0557.

Entity responsible for managing the EPSV's assets: Sabadell Asset Management, S.A., S.G.I.I.C., with tax ID no. A08347684 and its registered offices at Calle Isabel Colbrand, 22, 28050 Madrid. Registered in the Mercantile Register of Madrid and in the Register of Management Companies of Collective Investment Institutions of the National Securities Market Commission under number 58. 
matricula-
Home Retirement