Tourism Business Renting
Renting is a form of medium to long term rental enabling you to acquire for your tourist business the items you need with the necessary services included in a single periodic instalment.
This means you can have a wide range of products, vehicles, capital goods or even real estate for your business.
You can include in a fixed monthly instalment:
- Energy-efficiency projects:
- Boilers: gas, propane, biomass, co-and tri-generation equipment.
- Climate control.
- Photovoltaic panels, thermal and geothermal.
- Lighting: LEDs and control systems.
- Evolution or modernisation of the corporate image.
- Furniture and facilities.
- Kitchen materials and equipment.
- IT equipment.
- Computers, POST, TV, telephony, wifi, gymnasiums, fitness rooms, etc.
Avantages:
- It replaces the concept of ownership for utilisation, improving balance sheet ratios.
- The VAT on the instalments is deductible.
- Instalments are considered direct expenditure.
- It does not appear in CIRBE (Bank of Spain Risk Information Centre).
- Fully planned and controlled expenditure.
- No arrangement or assessment fees.
- It comprises 100% of the investment, with an optional initial deposit.
- Option to Purchase.
- It does not affect the limit on financial spending.
Types
Material lease
• Contract for between 24 and 120 months.
• Fixed instalment on a monthly basis.
Multi-peril insurance
• Contract for between 24 and 120 months.
• Fixed instalment on a monthly basis.
Supplier management
• Management of orders and delivery of equipment.
• Supplier payments.
Services and assistance
• Option of including services (assessment, audit, installation, maintenance, etc…).
• Technical advice.
• Management of warranties and maintenance.
Types:
- Single operation:
A single contract is made that may include one or more items which will be activated in a single instalment. - Framework contract:
An Initial Contract, which is notarised, is made for an approved global risk amount which is then drawn down, without notarisation. - Line of risk:
Of the global risk amount approved, individual contracts will be made which must be notarised for each drawdown.
Zurich Insurance plc. Branch in Spain, holder of Tax ID. W0072130H and registered offices in calle Agustín de Foxá, 27, 28036 Madrid. Registered with the Companies Register of Madrid and the Registry of Insurance Companies of the DGSyFP under code E-0189.
BanSabadell Mediación, Operador de Banca-Seguros Vinculado del Grupo Banco Sabadell, S.A., Tax Code A-03424223, domiciled at Avda. Óscar Esplá, 37, 03007 Alicante, entered in the Company Register of Alicante and in the Special Administrative Register of Insurance Brokers of the DGSyFP under code OV-0004, having taken out civil liability insurance in accordance with the regulations on the distribution of private insurance and reinsurance in force at any time. You may consult the insurance entities with which BanSabadell Mediación has entered into insurance brokerage contracts at website www.bancosabadell.com/bsmediacion.
This document is for information purposes. The information given here is subject to the conditions and limits described in the general conditions of the product.
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