Documentation required

The documentation required to formalise your Mortgage is as follows:

• Identification:
  • Certified copy of a current passport for each applicant
  • Copy of NIE for each applicant
• Proof of income:
  • If employed:
    • Last 3 pay slips (or equivalent)
    • Last P60 (or equivalent)
    • Letter from employer
  • If self-employed:
    • Accountant’s letter
    • Last 2 year tax return (or equivalent)
    • Last 2 years audited accounts (or equivalent)
• General:
  • Last 3 months bank statements
  • Experian file or equivalent Credit Report
• Additional information to support your application:
  • Proof of any other source of income
  • Last Mortgage Statement
  • Copy of the legal Spanish sales Agreement
  • Rent Contract or Valuation of your actual home

• Declaration deed for new building from developer (new building) or property deeds of the current owner (second hand home).
• Private sale-purchase contract or letter containing offer.
• Proof of income tax payments made during the current financial year and declaration of assets (in the case of self-employed or independent professionals).
• N.I.E. (Foreign Resident’s Number).