Sabadell Self-employed Online Account
Exclusive for new customers.
Sabadell Self-employed Online Account
Exclusive for new customers.
Customer Service Department @Sabadell_Help
* Data extracted from Sistemapay, System of cards and instalment Payment Methods, T2 2024.
1 All the POS terminals are products of PAYCOMET S.L.U. and marketed by Banco de Sabadell, S.A. Paycomet is a Payment Entity, part of the Banco Sabadell Group, with registered office in Torrelodones (Madrid) at Calle Camino de Valladolid 2, local, registered in the Mercantile Register of Madrid, Volume 40,715, Folio 165, Page M-722,484, holder of Tax ID No. B95842522. Paycomet retains the funds received from users via a deposit in a separate account open in Banco de Sabadell, S.A.
Banco de Sabadell, S.A. will access the data related to the type of POS, its status and billing in its capacity as marketer of Paycomet, S.L.U.
2 The insurance policies are mediated by “BanSabadell Mediación, Operador de Banca-Seguros Vinculado del Grupo Banco Sabadell, S.A.”, with Tax ID Number A03424223, located in Avda. Óscar Esplá, 37, 03007 Alicante, registered in the Mercantile Register of Alicante and in the Administrative Register of the Directorate-General for Insurance and Pension Funds of the DGSyFP under code no. OV-0004, acting for “BanSabadell Seguros Generales, S.A. de Seguros y Reaseguros”; “Zurich Insurance plc, Sucursal en España”; “BanSabadell Vida, S.A. de Seguros y Reaseguros”; “DKV Seguros y Reaseguros S.A.E.”, and “Sanitas, S.A. de Seguros”, holding a Civil Liability Insurance pursuant to the provisions of the regulations on the distribution of private insurance and reinsurance in effect at all times.
You can view the insurance companies with which BanSabadell Mediación has signed an insurance agency contract at www.bancosabadell.com/bsmediacion.
3 During the first 6 months the maintenance fee will be €0. Starting from the 7th month, the maintenance fee for the Sabadell Negocios Account is €100/year, which will be settled quarterly (€25/quarter). Account profitability: 0% Nominal Interest Rate (NIR). Annual Equivalent Rate (APR): -3.940%, example if an average balance of €2,500 is maintained for 1 year. Bonus of the entire maintenance fee (account profitability of 0% NIR and 0% APR) if during the settled period:
- The account holder has contracted through the bank and mediated by BanSabadell Mediación any of the following insurance: Auto Protection, Business and Office Protection, Business Protection, Self-Employed Subsidy Protection, Life Protection, SME Life Protection, SME Health Protection, Self-Employed Health Protection, Civil Liability or Professional Civil Liability.
- Or, during the last three months, the account holder has made a minimum of 60 purchase transactions with the Point of Sale Terminal (POS) contracted with or through the bank, or has invoiced a minimum of €6,000 with the POS contracted with or through the bank.
Bonus of half the maintenance fee (account profitability: 0% NIR and -1.9850% APR. Example in case of maintaining an average balance of €2,500 for 1 year), if met, during the last 3 months, the following condition on the part of the trade, business or company: having 6 debit entries domiciled in the account for the payment of payroll, taxes or social security.
4 Exclusive conditions for businesses belonging to a group which has an agreement signed with Banco Sabadell. Ask your account manager which financial solution is offered for your group. Call +34 900 500 170.
5 Return: 0% Nominal Interest Rate (NIR), 0% Annual Percentage Rate (APR). The terms and conditions of the Sabadell Negocios Plus Account will be maintained for as long as the single requirement of depositing a minimum of 3,000 euros per month is met (excluding income from accounts opened with the Banco Sabadell group in the name of the same holder). If that requirement is not met by the second month, the Sabadell Negocios Plus Account will automatically become a Relación Account.
6 InstantCredit is the digital consumer finance solution for goods and services offered by Sabadell Consumer Finance, S.A.U. Sabadell Consumer is a credit institution belonging to the Banco Sabadell Group, with registered office in Pl. Catalunya, 1, 08201, Sabadell, tax ID A63574719, registered in the Mercantile Registry of Barcelona, volume 42,960, folio 80, page B295423, entry 73. Offer subject to the adherence to a collaboration agreement with Sabadell Consumer and the prior authorisation of the financing by the Bank. Digital solution available in the Smart POS and Smart Mini POS terminals. Not available in Smart POS Dual Screen terminals.
a No account management or maintenance fees. Pprofitability that may change depending on market conditions. Now, a profitability of 2% APR per annum for an average joint balance of up to €20,000 of the Sabadell Online Self-Employed Acount and the Sabadell Savings Accounts of the same account holders linked to it. Representative example of remuneration in one year calculated for a combined average monthly balance of €20,000: 2% NIR per annum, 2.018% APR, €400 in interest settled in the year. Settlement on a monthly basis and credited to the Sabadell Online Self-Employed Acount on the 15th day of the following month (or the first working day before it).
b Payment of €30/quarter for activating a Sabadell Self-employed Online Account for business purposes and having your contributions as a self-employed worker paid by direct debit during that period (includes the self-employed under the Special System for Self-Employed Agrarian Workers and the self-employed under the Special Scheme for Sea Workers). The payment will be settled within the first 15 days following the end of the quarter and subject to the current tax legislation.