Electronic collection

Take advantage of the electronic collection mechanisms to collect your exports to Germany, France, Italy and Portugal. It's fast, it's simple, the management fees are very economical and you will enjoy the following advantages:

• Reduced commissions and collection management expenses for both the exporter and the importer
• Fast receipt of collections with specific information on payments
• Control of outstanding bills (limitation of the outstanding bill refund period, once the term has elapsed, the payment is considered final).

Create data files with your debit orders, which the bank will present to the debtor for payment.

France - L.C.R. ( Lettre de change rélévée )

System that enables exporters to collect faster and with savings in banking fees on bills drawn in euros on any town in France.
The structure of the file to be created is governed by BS own standard: Directly debitted bills France and Italy by SabadellAtlántico

Más información (Spanish version PDF, 1 page, 23 Kb)

Italy - RI.BA ( Ricivutta Bancaria )

Use this system to collect faster (and obtain significant savings in banking fees) on bills drawn in euros on any town in Italy.

The structure of the file to be created is governed by BS own standard: Directly debitted bills France and Italy by SabadellAtlántico

Más información (Spanish version - PDF, 2 pages, 35 Kb) on this system.

Portugal - CIE ( Cobrança Interbancária de Efeitos )

System that enables exporters to collect faster (and obtain significant savings in banking fees) on notes and bills drawn in euros on any town in Portugal.

Más información (Spanish version - PDF, 2 pages, 22 Kb) on this system.

Germany - Direct Debiting ( Lastschrift )

Normalized collection system more common in Germany that allows Spanish exporters to collect their exports in euros in any country without delay.

Through this service the simplicity of transactions between German buyers and sellers is made available to Spanish exporters, without having to prepare additional documentation.

With the following advantages:

• Allows Spanish exporters to benefit from the advantages of the most commonly used collection system in the German domestic market.
• Immediate payment without unnecessary delays
• Accurate control of the actual date of collection
• Close monitoring of outstanding invoices (maximum refund term of six weeks)

The German buyer also benefits from using this service, since it is a procedure the buyer is perfectly familiar with and saves significant time since no payment method needs to be processed.

Más información (PDF, 2 pages, 29 Kb) on this system.