Premium Sabadell Account
The account for those who want more
If you do not want to pay administration nor maintenance fees, this is your account. Because you have always known how to choose the best.
Do not miss these premium conditions:
Gold Cards, one credit card and one debit card for each holder, totally free. No issuance or maintenance fees.
Because we make the requirements more flexible so that you too can be premium.
Consult the informative document on fees
Only two things:
- Protection Insurance Policy3, which will offer you and your loved ones extra peace of mind. The policies included are: auto, health, dental, home, death, payment protection, accidents and life risk. Life insurance savings are excluded.
- An autorenting contract.
- One of these products with a minimum amount of 10,000 euros: in Investment Funds, an individual pension plan, an insured pension plan, an Voluntary Welfare Institutions Plan or a securities contract with any company.
If these conditions are not for you, there are other options:
Keep an average monthly balance in resources at Banco Sabadell of over €75,000. It is calculated as the sum of balances of the previous month in sight account balances, deposits, fixed income at maturity, life/saving insurance, investment funds, listed and unlisted securities, pension plans, Voluntary Welfare Institutions Plan and BS fund portfolio Management.
Or if you own 10,000 or more shares of Banco de Sabadell, SA.
Oferta válida hasta el 30/06/2022.
1. Yield: 0% APR, 0% NIR calculated for a case in which an average balance of €2,500 is continuously maintained for 1 year, applying an interest rate of 0% and the annual account administration and maintenance fee of €0 a year. The account is settled on a quarterly basis.
2. Línea Expansión Contracting Línea Expansión requires prior knowledge of the contractual conditions. You can see the general contractual conditions at bancoabadell.com/lineaexpansion. To activate your Línea Expansión you, and the other holders if it is a joint account, must expressly or tacitly accept the contractual conditions. The initial credit limit is common regardless of the number of holders of the Línea Expansión, is revised monthly, and may vary in accordance with the specific condition of the Línea Expansión, and may be drawn down jointly or severally. The monthly limit is between €2,000 and €5,000 and the period for returning the drawdown can be 3, 6, 9, 12, 18 and 24 months. NIR: 17.88% APR: 19.42% Arrangement fee. 0.00% Assessment fee. 0.00% Early cancellation fee (0.00%):
Example for a Línea Expansión of €2,000 to be returned in 12 months: 11 instalments of €183,25 a month and a final instalment of €183,19. Total amount owed: €2,198.94. Interest Amount: €198.94. Total cost of loan: €198.94. APR: 19.42%
Example for a Línea Expansión of €5,000 to be returned in 12 months: 11 instalments of €458,12/month and a final instalment of €458,04. Total amount owed: €5,497.36. Interest Amount: €497.36. Total cost of loan: €497.36. APR: 19.42%
The French depreciation system, which is a system of constant quotas, is used to calculate the instalments to be paid.Banco Sabadell reserves the right to not grant the loan if, during the validity period of this offer, any circumstance of the Holder(s) becomes known that might alter the approval criterion. Offer valid until 30/06/2022
3. Insurance policy mediated by BanSabadell Mediación, Operador de Banca-Seguros Vinculado del Grupo Banco Sabadell, S.A., NIF A-03424223, with registered address at avda. Óscar Esplá, 37, 03007 Alicante, registered with the Mercantile Register of Alicante and the special administrative Register for insurance mediators of the DGSFP under code N° OV-0004, carrying civil liability insurance in compliance with the current regulations on insurance distribution and private reinsurance. You can find the insurance companies with which BanSabadell Mediación has entered into an insurance agency contract on www.bancosabadell.com/bsmediacion.