Sabadell Account
Manage your day-to-day money with a flexible account that adapts to you.
Summary risk indicator applicable to all current accounts
This number measures the product risk, 1/6 being the lowest risk and 6/6 the highest.
Banco de Sabadell, S.A. is a member of the Spanish Deposit Guarantee Fund for Credit Institutions. The maximum amount currently guaranteed by the aforementioned fund is EUR 100,000 per depositor.
![Cuenta Sabadell](https://images.comunicaciones.bancsabadell.com/EloquaImages/clients/BANCODESABADELLSA/%7B6b35dc0b-567f-41d1-8899-6dbdc45417fd%7D_220620_CuentaSabadell_main.jpg)
Do you want to enjoy these advantages?
![Check Advantages](https://ems.bancsabadell.com/repository/i_ventajas_check_20170206.png)
- No administration fee per entry.
- No fees for online transfers made in Euro, both domestic and to EEA countries (not immediate).
- No fees for negotiation and clearing of cheques in euros lodged with a Spanish financial credit entity.
![Check Advantages](https://ems.bancsabadell.com/repository/i_ventajas_check_20170206.png)
- Enjoy both debit and credit cards without any issuance or maintenance fees.
- They include the Card Protection service and travel accident insurance up to €120,000.
![Check Advantages](https://ems.bancsabadell.com/repository/i_ventajas_check_20170206.png)
- Debit withdrawals are free of charge for any amount at Banco Sabadell ATMs.
- For debit transactions of €60 or more at ATMs of the main banks belonging to the EURO 6000 network: Abanca, Ibercaja, Kutxabank, Unicaja Bank, CajaSur, Caixa Ontinyent and Colonya Caixa Pollença.
![Check Advantages](https://ems.bancsabadell.com/repository/i_ventajas_check_20170206.png)
- When you sign up for the Sabadell Account, the Sabadell Savings Account is included free of charge.
- It makes it easier for you to save little by little, almost without realising it, and you can customise your savings routines your own way.
With more than 1000 branches and specialist managers at your disposal.
Do you want to enjoy these advantages?
![Check Advantages](https://ems.bancsabadell.com/repository/i_ventajas_check_20170206.png)
- No administration fee per entry.
- No fees for online transfers made in Euro, both domestic and to EEA countries (not immediate).
- No fees for negotiation and clearing of cheques in euros lodged with a Spanish financial credit entity.
![Check Advantages](https://ems.bancsabadell.com/repository/i_ventajas_check_20170206.png)
- Enjoy both debit and credit cards without any issuance or maintenance fees.
- They include the Card Protection service and travel accident insurance up to €120,000.
![Check Advantages](https://ems.bancsabadell.com/repository/i_ventajas_check_20170206.png)
- Debit withdrawals are free of charge for any amount at Banco Sabadell ATMs.
- For debit transactions of €60 or more at ATMs of the main banks belonging to the EURO 6000 network: Abanca, Ibercaja, Kutxabank, Unicaja Bank, CajaSur, Caixa Ontinyent and Colonya Caixa Pollença.
![Check Advantages](https://ems.bancsabadell.com/repository/i_ventajas_check_20170206.png)
- When you sign up for the Sabadell Account, the Sabadell Savings Account is included free of charge.
- It makes it easier for you to save little by little, almost without realising it, and you can customise your savings routines your own way.
How the Sabadell account maintenance fee works
The Sabadell Account stands out for its flexibility. The maintenance fee is adjustable depending on the relationship you have with Banco Sabadell and can go from €240/year (€60/quarter) to €0.
How can you reduce the maintenance fee? Here are the details:
- If you are between 18 and 29 years old.
- Have taken out a mortgage, a personal loan or credit or a renting contract and, in addition, a free or combined insurance policy.
- You have 3 insurance policies.
- You are the holder of a mutual fund or an individual pension plan or an individual insured or social security plan, with an average monthly balance of more than €25,000.
- •You have 2 insurance policies.
- •You are the holder of a mutual fund or an individual pension plan or an individual insured or social security plan, with an average monthly balance of more than €10,000.
- You are the holder of a mutual fund or an individual pension plan or an individual insurance or social security plan, with a total average monthly balance of between €3,000 and €10,000.
- You have your salary or regular income of at least €700 paid directly into the account, excluding income from accounts opened in the Banco Sabadell Group in the name of the same holder, and also meet one of these 3 conditions:
- Have taken out insurance.
- Have two household bills paid directly from the account.
- If you have made a minimum of two purchases per month with your credit card and charged to the Sabadell Account in the last three months.
Please note that all the products we mention, i.e. investment funds, pension and welfare plans, mortgages and loans, renting and insurance, must be contracted with a Banco Sabadell company or marketed through the Bank.
0% NIR. The APR varies depending on the maintenance fee applied, ranging from 0.0% to -9.260% 2.
What's more, the Sabadell Account also includes...
A Sabadell Credit Line 3
So you can have extra money when you need it and enjoy it instantly.
You can activate it through our website or app.
Our digital services, 100% free of charge
For more information, see our offer of Banco Sabadell accounts.
If you need to update your DNI or NIE, access your online banking from the Banco Sabadell website, open the drop-down menu next to your name, and go to My Profile. Next, click on My Personal Data and then on Identity Document.
If you need to update your DNI or NIE, access your online banking from the Banco Sabadell website, open the drop-down menu next to your name, and go to My Profile. Next, click on My Personal Data and then on Identity Document.
Remember that a copy of the signed contract will be available in the My Profile/My Documents section of your remote banking.
For more information, you can call the free telephone number 900 700 010 or go to your nearest branch.
- Information document on fees.
- Information leaflet prior to entering into a payment services framework contract.
- Pre-contractual information in accordance with banking regulations.
- Annex of fees and expenses applicable to transfers and cheques through the account.
(i) Quarterly information on the fees and rates most commonly charged or offered for the most frequent transactions with the most common customer profiles of natural persons.
(ii) List of most representative services associated with a payment account.
If you need to, you can call the free telephone number 900 700 010 for any questions or queries related to the process or the features of the products and services we offer.
1. Sabadell Savings Account linked to your Sabadell Account. The return on the account is 0% APR, calculated for a scenario in which an average balance of €2,500 is maintained constantly for 1 year, applying a NIR of 0% and the account administration and maintenance fee of 0 euros/year. The account is settled on a quarterly basis.
2. APR: -9.260%, calculated for a scenario in which an average balance of €2500 is maintained throughout 1 year, applying a NIR of 0% and with an account management and maintenance fee of €240/year (€60/quarter).
APR: -3,1618% calculated for a scenario in which an average balance of €2,500 is maintained throughout 1 year, applying a NIR of 0% and with an account management and maintenance fee of €80/year (€20/quarter).
APR: -1,590% calculated for a scenario in which an average balance of €2,500 is maintained throughout 1 year, applying a NIR of 0% and with an account management and maintenance fee of €40/year (€10/quarter).
APR: 0%, calculated for a scenario in which an average balance of €2,500 is maintained throughout 1 year, applying a NIR of 0% and with an account management and maintenance fee of €0/year (€0/quarter).
In all cases, the account is settled on a quarterly basis.
3. *For a Sabadell Credit Line of €2,000 to be repaid over 12 months: 11 instalments of €183.25 and a final instalment of €183.19.
Total cost of the credit: €198.94. Interest rate: 17.88%. APR (Annual_Percentage Rate): 19,42%. Interest amount: €198.94. Total amount payable: €2,198.94.
For a Sabadell Credit Line of €5,000 to be repaid over 12 months: 11 instalments of €458.12 and a final instalment of €458.04. Total cost of the credit: €497.36. Interest rate: 17.88%. APR: 19,42%. Interest amount: €497.36. Total amount payable: €5497.36.
In order to calculate the instalment to be paid, the French repayment system is used, which uses a system of constant instalments.
The contracting of a Sabadell Credit Line requires prior knowledge of the contractual conditions. You can view the general conditions of the contract at bancosabadell.com, in the financing section.
Activation of the Sabadell Credit Line requires the express or implicit acceptance of the contractual conditions of all the account holders, if there are several of them. The initial credit limit is common regardless of the number of account holders, and can be revised monthly jointly and severally, without distinction. The monthly limit can go from €2,000 up to €5,000 and the repayment terms can be up to 3, 6, 9, 12, 18 and 24 months. Arrangement fee of 0.00% YES Assessment fee of 0.00%. Fee for early cancellation of the credit: 0.00%.
Offer valid until 30/06/2024.